covered | July 2021 | Personal

Prestige Underwriting home insurance

Prestige Underwriting’s Coverall reaches NI

Since late May, brokers in Northern Ireland have been able to trade with Coverall, a dedicated NI Home product, thanks to Prestige Underwriting’s new partnership with Aviva, one of the leading global insurers. 
Driven by its brand ethos “Partnership is the best policy”, Prestige Underwriting is acutely aware of the need to continually evolve and improve its product proposition to deliver on the needs of policyholders and, where possible, exceed broker expectations.
Trading successfully with Aviva on the Coverall product for the GB market since Autumn 2020, the MGA is delighted to have now extended its availability. The pooling of respective local geographical market and industry knowledge means it can now provide a competitively rated and niche Home product to the NI market, which can be accessed via the Open GI HomeWriter platform.
Prestige Underwriting recognises the increased demand, now more than ever, for robust products. Products that allow brokers and their customers choice and flexibility for instances where a property is more unique in design and build, occupancy, usage, or location.
NI Coverall is therefore a versatile home insurance product designed for buildings, contents and personal possessions. Coverall auto-quotes for a wide variety of standard risks as well as the more bespoke and niche without the need for referral into the Prestige Underwriting team.

NI Coverall will cover, but is not limited to:

• Unoccupied properties or properties undergoing renovation.
• Non-standard construction.
• Properties affected by subsidence.
• Let properties and holiday homes.
• Customers with a history of criminal convictions, poor claims history, high risk occupations or previous declinature or voidances.
The team at Prestige Underwriting utilises the product journey and question set to rate against multiple non-standard factors and is reinforced by established underwriters who provide support for those even more difficult to place risks.
Prestige Underwriting believes it is possible to offer competitive and efficient insurance solutions that also provide flexibility and choice to customers with unique requirements. Coverall has been well honed over the past 20 years, offering brokers comfort and peace of mind when recommending it to their customers. It therefore goes without saying that the NI division is delighted to be able to offer the product to its NI broker network once more.

Want to know more about Coverall?

Please contact the NI Sales and Underwriting team. Prestige Underwriting will be delighted to hear from you.

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